EUTF Hawaii

The Hawaii Employer-Union Health Benefits Trust Fund or more commonly known as the EUTF provides medical, chiropractic, prescription drug, dental, vision, and life insurance benefits to all eligible State of Hawaii, City and County of Honolulu, County of Hawaii, County of Maui and County of Kauai employees and retirees. The EUTF covers approximately 68,000 active employees plus 60,000 of their dependents, and 47,000 retirees plus 20,000 of their dependents.

The EUTF began providing insurance benefits to State and county employees and retirees on July 1, 2003. Governing documents are Chapter 87A, Hawaii Revised Statutes and the EUTF Administrative Rules.

The EUTF is responsible for designing the health benefit plans (e.g., coinsurance, copayments and deductibles) subject to federal and state regulations, contracting with insurance carriers and pharmacy benefit managers to provide the services, and developing and/or negotiating premium rates.